Buying a Home, Buried in Debt, or Struggling Senior?
Even in a high-rate market, I can customize a mortgage solution that can save you hundreds each month and give you the peace of mind you deserve!
Hoz Ahmadi NMLS #1057330 / DRE # 01514489
- Buying a Home?
- Buried in Debt?
- Struggling Senior?
Even in a high-rate market, I can customize a mortgage solution that can save you hundreds each month and give you the peace of mind you deserve!
Hoz Ahmadi
NMLS #1057330 / DRE # 01514489
WHAT I DO
I help everyday people like you become homeowners with smart mortgage solutions, even when you think it’s out of reach.
If you're buried in credit cards, car payments, student loans, or medical bills, I help you use your home equity to consolidate debt, lower your monthly payments, and create real monthly savings through a cash-out refinance, so you can finally breathe again.
If you’re a senior struggling to cover the rising cost of living, I help you access tax-free cash and supplement your retirement income with a Reverse Mortgage, so you can stay in your home, reduce financial stress, and stop worrying about monthly mortgage payments.
WHAT I DO
-I help everyday people like you become homeowners with smart mortgage solutions, even when you think it’s out of reach.
- I can help you consolidate high interest debt using your home equity to lower your monthly payments and create real monthly savings through a cash-out refinance so you can finally breathe again.
- I help seniors like you access tax-free cash to supplement your retirement income with a reverse mortgage, so you don't have to
struggle to cover the rising cost of living, stay in your home, reduce your financial stress, and start living and enjoy your retirement.
SERVICES
Ready to see what’s really possible?
Gather your income, expenses, savings, and credit score to explore your true buying power, whether your buying your first home, want a second opinion, or want to expand your investment portfolio.
Struggling with debt?
Your home equity could help!
Your home equity could be the key to relieving you're financial stress. Your home equity can help you consolidate high-interest debt to lower your monthly payments for greater peace of mind.
Retired and struggling to keep up financially?
A reverse mortgage lets you eliminate monthly payments and access tax-free cash, giving you long-term stability, peace of mind, and greater financial flexibility in retirement.
SERVICES
Ready to see what’s really possible?
Gather your income, expenses, savings, and credit score to explore your true buying power, whether your buying your first home, want a second opinion, or want to expand your investment portfolio.
Struggling with debt?
Your home equity could help!
Your home equity could be the key to relieving you're financial stress. Your home equity can help you consolidate high-interest debt to lower your monthly payments for greater peace of mind.
Retired and struggling to keep up financially?
A reverse mortgage lets you eliminate monthly payments and access tax-free cash, giving you long-term stability, peace of mind, and greater financial flexibility in retirement.
HOW IT WORKS
Schedule Your Consultation
Connect with me to discuss your goals, whether your buying a home, consolidating debt, or enhancing your retirement.
Personalized Loan Strategy
Based on your unique situation, I will customize a loan tailored to your needs, to maximize your savings.
Save Money & Move Forward
I'll guide you from application to closing, so you can move forward with confidence, clarity and peace of mind.
HOZ
Your Trusted Mortgage Advisor
NMLS #1057330 / DRE # 01514489
Hi! I’m Hoz, a Mortgage Advisor at Liberty One Funding, proudly serving clients across California. I began my career in the real estate and mortgage industry in 2003. As a licensed mortgage advisor and real estate agent, I offer a complete understanding of the homebuying and refinancing process. I work with first-time homebuyers, investors, and homeowners who want to use their home equity to consolidate high interest debt, make home improvements, or to supplement retirement income through a reverse mortgage. I specialize in Conventional, FHA, VA, and Reverse Mortgages. My goal is to help you lower your monthly payments and gain lasting financial peace of mind through smart, strategic mortgage planning.
~Hoz
HOZ
Your Trusted Mortgage Advisor
NMLS #1057330 / DRE # 01514489
Hi! I’m Hoz, a Mortgage Advisor at Liberty One Funding, proudly serving clients across California. I began my career in the real estate and mortgage industry in 2003. As a licensed mortgage advisor and real estate agent, I offer a complete understanding of the homebuying and refinancing process. I work with first-time homebuyers, investors, and homeowners who want to use their home equity to consolidate high interest debt, make home improvements, or to supplement retirement income through a reverse mortgage. I specialize in Conventional, FHA, VA, and Reverse Mortgages. My goal is to help you lower your monthly payments and gain lasting financial peace of mind through smart, strategic mortgage planning.
~Hoz
WHAT MY CLIENTS SAY ABOUT ME!
WHAT MY CLIENTS SAY ABOUT ME!
Hoz A. treats all her customers with the utmost kindness and respect. She exhibits tremendous patience and uses a solution-focused approach and positive attitude! She truly is an exceptional mortgage consultant always ready to provide excellent customer service. My experience working with Hoz has been very positive; I always felt cared for and knew that I could depend on her no matter what. She is very professional, punctual, and a very trustworthy person. Knowing that she had everything under control allowed me to relax and shift my focus towards my family and work. I’m sincerely grateful for all she did to ensure I received the best loan for my needs. This was my second time working with Hoz and I highly recommend her to friends, family and anyone looking for an outstanding mortgage consultant!
- T.R.
WHAT MY CLIENTS
SAY ABOUT ME!
Hoz A. treats all her customers with the utmost kindness and respect. She exhibits tremendous patience and uses a solution-focused approach and positive attitude! She truly is an exceptional mortgage consultant always ready to provide excellent customer service. My experience working with Hoz has been very positive; I always felt cared for and knew that I could depend on her no matter what. She is very professional, punctual, and a very trustworthy person. Knowing that she had everything under control allowed me to relax and shift my focus towards my family and work. I’m sincerely grateful for all she did to ensure I received the best loan for my needs. This was my second time working with Hoz and I highly recommend her to friends, family and anyone looking for an outstanding mortgage consultant!
- T.R.
FREQUENTLY ASKED QEUSTIONS
What’s the Difference Between Prequalification and Pre-Approval?
Prequalification is the first step in the mortgage process. A lender will review your credit and ask for basic information about your income, assets, and debts. This gives you a general idea of how much you might be able to borrow, but it’s not a guarantee. Prequalification is helpful for setting a price range, but it’s not as strong as a pre-approval when making an offer.
Pre-approval goes a step further. Your lender will verify your income, assets, and credit by reviewing documentation you provide. This results in a more accurate estimate of your loan amount and strengthens your offer when shopping for a home. It shows sellers you’re a serious and qualified buyer.
Will I be required to close my credit card accounts with a debt consolidation refinance?
No, you won’t be required to close your credit card accounts. Lenders don’t ask for that as part of the refinance process. In fact, it’s usually not recommended to close them, since doing so can negatively affect your credit score by reducing your available credit and impacting your credit history. The only exception might be a HELOC or second mortgage that can’t be subordinated, but which does not apply to credit cards.
Will I still own my home with a Reverse Mortgage?
Yes, you remain the homeowner and retain the title. You’re just borrowing against your equity.
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STAY CONNECTED!
Follow me on social media for mortgage tips, homebuyer guidance, market updates, and real stories that could help you save thousands...
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